EB-5 Loans Made Easy.

Apply for a loan to help fund your EB-5 investment today that satisfies all USCIS requirements.

Obtain a fixed rate loan as low as 7.99% APR (with all discounts) on a $25K-$300K EB-5 Personal Loan.

Apply Now

EB-5 OVERVIEW

What is an EB-5 Loan?

An EB-5 loan is an unsecured personal loan for the purposes of investing in an EB-5 project.

EB-5 Loans can be obtained for amounts ranging from $50,000 to $300,000.
EB-5 Loans typically have a fixed term, a fixed interest rate, and a regular monthly payment schedule.
Collateral is usually not required, and EB-5 loans typically have lower interest rates than most credit cards.

EB-5 loans help investors file more quickly, free up illiquid capital, or deal with unforeseen circumstances.

Learn More

WHAT WE BRING

Benefits of an EB-5 Loan Through UnityLender

Unity Lender is the only lender in the industry that has expertise in personal loans, EB-5 investments, and real estate private equity. Our application process is simple and it is USCIS compliant.

EB-5 Industry’s First Lender

Unity Lender LLC is a finance lending company licensed in California to provide loans for alternative investments.

USCIS Compliant

All loans have source of funds documentation as required by the EB-5 RIA Act of 2022 ¹. USCIS begin permitting unsecured loans in 2019 and it was memorialized in the RIA.

Experienced EB-5 Team

Unity Lender LLC is a Behring owned entity with a decade of experience and a 100% approval record on all adjudicated EB-5 petitions.

Simple Loan Process

After you are approved for the loan, the funds are automatically deposited into the EB-5 project on your behalf with all necessary documents generated for your I-526 petition.

Request More Information

GETTING STARTED

How Does It Work?

EB-5 Investors that otherwise could not afford to participate in the EB-5 Visa Program or have funds tied up in very illiquid assets can apply for a loan that satisfies all USCIS requirements.

Step 1: Prequalify

Schedule a call with a Loan Specialist to pre-qualify for a EB-5 personal loan.

Step 2: Complete Your Application

When you’re ready, complete a loan application with help from Unity Lender loan consultants.

Step 3: Receive Funding

Sign your documents and funds will be deposited.

Step 4: File Your Form I-526

File your I-526 petition and start your path towards a permanent green card.

WHY BEHRING?

We are a specialty lender that focuses on providing alternative financing to EB-5 Investors that desire to participate in the EB-5 visa program.

Unity Lender LLC is a finance lending company licensed in California² to provide loans for alternative investments. Unity Lender and its affiliate companies have been involved with the EB-5 immigration investment program since 2013. Its executives have worked on over $800 million of real estate developments, deploying over $85 million of EB-5 capital.

About UnityLender and Behring

FAQs

You may only use your EB-5 personal loan to help fund an EB-5 Project Investment.

An EB-5 loan is a personal that typically ranges from $25k-$300k. How it is different from a other personal loans is that you are only permitted to use an EB-5 personal loan for your EB-5 visa investment. Typically, the EB-5 loan is unsecured and has a fixed term, a fixed interest rate, and a regular monthly payment schedule. Collateral is usually not required.

Please complete a Loan Application Form and schedule a call with an Unity Lender Loan specialist to assist in qualifying you and determining your projected monthly payments.

Applying for EB-5 personal loans online or at your financial institution will require meeting your lender’s criteria. Since most personal loans are unsecured (meaning they don’t require collateral) this criteria assures the lender that you can repay the loan. Lenders will typically evaluate your credit score, income, and debt-to-income ratio, among other factors. There is no minimum credit score required to secure an EB-5 personal loan, but lower scores could affect your eligibility, terms, or rate—depending on your lender.

Yes. USCIS requires that all EB-5 loans from a non-bank lender provide valid source of funds. Unity Lender provides all loan documents, source of funds documents, and path of funds documents for your immigration attorney to file your I-526. The Unity Lender team will also support you should you receive a Request for Further Evidence (RFE).

I-526 denial procedures are outlined in the private placement memorandum and limited partnership agreement associated with your EB-5 investment fund.

Typically, Unity Lender are fixed rate loans.

The Unity Lender EB-5 Loan is an unsecured loan. This means that you do not need to provide collateral for the loan.

With the Unity Lender EB-5 Loan, the minimum amount you can borrow is $25,000 in most states and the maximum is $300,000.

All EB-5 investments are at-risk investments. There is no guarantee that your EB-5 investment will be successful. If more than your EB-5 loan amount is redeemed, then your loan is paid off first with the remainder of your funds disbursed to your identified bank account. If less than the loan amount is redeemed, then your loan is partially paid off and you are required to fulfill your loan obligation over the remainder of the loan term.

If you choose to move forward with a loan application and provide permission, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull.

You may only use your EB-5 personal loan to help fund an EB-5 Project Investment.

An EB-5 loan is a personal that typically ranges from $25k-$300k. How it is different from a other personal loans is that you are only permitted to use an EB-5 personal loan for your EB-5 visa investment. Typically, the EB-5 loan is unsecured and has a fixed term, a fixed interest rate, and a regular monthly payment schedule. Collateral is usually not required.

Please complete a Loan Application Form and schedule a call with an Unity Lender Loan specialist to assist in qualifying you and determining your projected monthly payments.

Applying for EB-5 personal loans online or at your financial institution will require meeting your lender’s criteria. Since most personal loans are unsecured (meaning they don’t require collateral) this criteria assures the lender that you can repay the loan. Lenders will typically evaluate your credit score, income, and debt-to-income ratio, among other factors. There is no minimum credit score required to secure an EB-5 personal loan, but lower scores could affect your eligibility, terms, or rate—depending on your lender.

Yes. USCIS requires that all EB-5 loans from a non-bank lender provide valid source of funds. Unity Lender provides all loan documents, source of funds documents, and path of funds documents for your immigration attorney to file your I-526. The Unity Lender team will also support you should you receive a Request for Further Evidence (RFE).

I-526 denial procedures are outlined in the private placement memorandum and limited partnership agreement associated with your EB-5 investment fund.

Typically, Unity Lender are fixed rate loans.

The Unity Lender EB-5 Loan is an unsecured loan. This means that you do not need to provide collateral for the loan.

With the Unity Lender EB-5 Loan, the minimum amount you can borrow is $25,000 in most states and the maximum is $300,000.

All EB-5 investments are at-risk investments. There is no guarantee that your EB-5 investment will be successful. If more than your EB-5 loan amount is redeemed, then your loan is paid off first with the remainder of your funds disbursed to your identified bank account. If less than the loan amount is redeemed, then your loan is partially paid off and you are required to fulfill your loan obligation over the remainder of the loan term.

If you choose to move forward with a loan application and provide permission, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull.

EB-5 Loans Made Easy.

What is an EB-5 Loan?

Benefits of an EB-5 Loan Through UnityLender

EB-5 Industry’s First Lender

USCIS Compliant

Experienced EB-5 Team

Simple Loan Process

How Does It Work?

Step 1: Prequalify

Step 2: Complete Your Application

Step 3: Receive Funding

Step 4: File Your Form I-526

We are a specialty lender that focuses on providing alternative financing to EB-5 Investors that desire to participate in the EB-5 visa program.

FAQs

What can I use an EB-5 personal loan for?

What is a EB-5 Personal Loan?

How can I calculate my expected monthly payments for a EB-5 personal loan?

What requirements are needed for an EB-5 loan?

Does my EB-5 loan qualify as a valid Source of Funds for my EB-5 Visa?

What happens if my I-526 petition is denied?

Are Unity Lender EB-5 Loans fixed rate or variable rate interest loan?

Are Unity Lender EB-5 Loans secured or unsecured?

What is the minimum and maximum amount I can borrow with Unity Lender?

What happens if my EB-5 investment loses money or is unable to pay back my minimum investment required under USCIS?

Will applying for an EB-5 loan affect my credit?

What can I use an EB-5 personal loan for?

What is a EB-5 Personal Loan?

How can I calculate my expected monthly payments for a EB-5 personal loan?

What requirements are needed for an EB-5 loan?

Does my EB-5 loan qualify as a valid Source of Funds for my EB-5 Visa?

What happens if my I-526 petition is denied?

Are Unity Lender EB-5 Loans fixed rate or variable rate interest loan?

Are Unity Lender EB-5 Loans secured or unsecured?

What is the minimum and maximum amount I can borrow with Unity Lender?

What happens if my EB-5 investment loses money or is unable to pay back my minimum investment required under USCIS?

Will applying for an EB-5 loan affect my credit?

Contact Us